From 1 July 2026, new “Payday Super” rules will change how employers pay superannuation contributions in Australia. Under the reform, employers must pay super guarantee contributions at the same time they pay employees’ wages, rather than quarterly as is currently the case.

Super funds must receive contributions within seven business days of payday. There are some exceptions, for example the first super contribution for a new employee will need to be made within 20 business days of the salary or wages being paid.

These changes aim to reduce unpaid or late super, improve retirement savings outcomes, and make super payments more transparent for employees.

How Capture Culture People & Risk Solutions Can Help

The introduction of Payday Super presents practical challenges for many businesses. Capture Culture People & Risk Solutions can support you to confidently navigate the transition by:

• Strategic Compliance Planning: We help you assess your current payroll and superannuation practices, identify gaps, and develop a tailored action plan to meet the new Payday Super requirements.
• Policy and Procedure Review: Our experts assist in updating internal policies and documentation to reflect the new timing obligations and ensure consistency with workplace compliance obligations.
• Training and Advisory Support: We offer guidance and training for HR, payroll and leadership teams to strengthen internal understanding and capability around super guarantee compliance.
• Risk Assessment and Mitigation: Capture Culture conducts risk reviews to help organisations proactively address potential compliance exposure before regulators do.

Preparing early is key and our consultancy services can help make sure your business transitions smoothly, confidently and compliantly. Call us today on 0417 615 091 or email us at capture@ccpeopleandrisk.com.